Quick now, pop quiz time: what percentage of your members are profitable? What percentage are significantly profitable, that is, generating upwards of $1000 per year in profits for the credit union?Last question: what percentage of your members cost the credit union money?Understand: credit unions are not banks – you know and live that – so you also know that at most credit unions there is no drive to chase out the unprofitable members. A credit union exists to help members better master their finances and, eventually, even the presently unprofitable may become profitable.Credit unions – consciously choose to provide members who may not be profitable with one on one financial counseling, also free enrollment in financial literacy classes and similar.That is all good. This service is part of the credit union DNA. But there is another issue with which to wrestle: how can the credit union best allocate its resources so that all members receive the best service possible? continue reading » 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
DAVENPORT, Iowa (AP) — The FBI has raised to $10,000 the reward for information related to the disappearance of a 10-year-old Iowa girl who went missing earlier this month. Kristi Johnson, the special agent in charge of the FBI’s office in Omaha, says that agents from around the country were searching for 10-year-old Breasia Terrell of Davenport. She says the “number one goal” is to find the person who is responsible and bring that person to justice. Terrell was reported missing July 10, after going to spend the previous night at an apartment with her half-brother and his father, 47-year-old Henry Dinkins.
Led by super fish Ryan Pini, PNG dominated the race in the first lap but fell behind New Caledonia who took out gold after clocking a time of 1:49:94 sec. This is the first Games record for the event.PNG came in at 1:52:04 sec with Anna-Liza Mopio-Jane finishing the race for PNG.This event included two males and two females each from every country that took part.Countries that participated in this event were Solomon Islands, Tahiti, Guam, Palau, bronze medalist Fiji, New Caledonia and PNG.